Business Insurance

In some ways business insurance is similar to personal insurance as it provides coverage for risks such as property damage and liability. However, it is much more complex so most businesses require a separate policy to cover these risks. 

With experience insuring home based businesses all the way up to multi-million dollar manufacturing operations, The Sitzler Company can help custom tailor your business insurance needs.

Commercial Property

From business proprietors to landlords, commercial real estate owners are subject to a variety of risks: Fire damage, vandalism, water leaks and damage caused by environmental factors, just to name a few. These can have a negative effect on net income and may even jeopardize the existence of small businesses.

Contents ranging from basic office equipment to state of the art, custom machinery is also covered under this policy.

General Liability

This coverage protects you from loss arising out of basic lawsuits. For many businesses, this is the only liability many businesses may need. It covers basic slip and fall risks as well as your basic products and operations risks.

Some industries will require a seperate Professional Liability policy as well. Give us a call and we can help set you up with exactly what you need! 

Worker's Compensation

This coverage protects your employees from work related injuries. We can help categorize your employees correctly to adequately cover them and find the best rate.

Business Auto

Just like your personal car, your business vehicles need to be properly insured. Placing a vehicle which you use for business on its own business policy can be a great way to adequately insure the added risk in a cost effective manner. Even though your business may not have much more expendable income than you do personally, if someone finds out they were hit by a business vehicle, they will likely be looking for a larger settlement.

Here are just a few industries we have helped insure:

  • Attorney
  • Warehouse
  • Veterinary Office
  • Doctor Office
  • Winery/Brewery
  • Restaurant
  • Retail

For more information, please contact our commercial insurance specialist:

Eddie Sitzler

Our Business Hours

Mon - Fri 9:00 am to 4:00 pm

 

Forest/Lynchburg:    434-316-0036

 

Bedford: 540-583-5211

 

We Look Forward to Seeing You!

Report a Claim

Call us anytime, even outside of our regular business hours:

 

Lynchburg Office 434-316-0036

Bedford Office     540-583-5211

 

 

24 Hr Claims Services

Rockingham Claims 1-800-662-5246

National General      1-800-325-1088

Progressive             1-800-274-4499

*Please call us direct for other carriers

 

 

 

Appointments

To inquire about a free friendly consultation, or to schedule an appointment outside of business hours, please call:

 

(434) 316-0036

 

(540) 583-5211

 

 

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